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Simplify Your Mortgage
Journey:Tailored Solutions for
Your Unique Needs

Our goal is to make the mortgage process as simple as possible while finding the right solution for your individual needs.

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Every deal Blooms with us!

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ABOUT US

Bloom Mortgage
Solutions
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Bloom Mortgage Solutions

At Bloom Mortgage Solutions, we are dedicated to being your go-to mortgage broker, providing comprehensive assistance from your initial home purchase to your investment ventures. Whether you're a first-time homebuyer or a seasoned investor, we have the expertise and resources to guide you through every step of the process.

Our wide range of loan options ensures that we can find the perfect financing solution tailored to your unique needs and circumstances.

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Loans

Our Loan
Options
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These innovative loan programs include bank statement loans, 1099 loans, and more, designed for borrowers who may not qualify for conventional financing due to their unconventional income sources or complex financial situations.

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Loans

Conventional Loans

Conventional loans are a versatile financing option suitable for a wide range of borrowers, from first-time homebuyers to seasoned investors. With the flexibility to put down as little as 3% for first-time homebuyers and a minimum of 5% for other borrowers, conventional loans offer accessibility and affordability. These loans are backed by government-sponsored entities such as Fannie Mae and Freddie Mac, providing added stability and confidence for both lenders and borrowers. With competitive interest rates and flexible terms, conventional loans are an attractive choice for those seeking to purchase a primary residence, a second home, or an investment property.

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Loans

FHA Loans

FHA loans are backed by the Federal Housing Administration and are designed to help first-time homebuyers and those with less-than- perfect credit qualify for a mortgage. These loans typically require a lower down payment of 3.5% and have more lenient credit and income requirements compared to conventional loans.

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Loans

VA Loans

VA loans are available to eligible veterans, active-duty service members, and their spouses, and are guaranteed by the Department of Veterans Affairs. These loans offer competitive interest rates, no down payment requirement, and flexible qualification criteria, making them an attractive option for military personnel and their families.

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Loans

USDA Loans

USDA loans, also known as Rural Development loans, are backed by the U.S. Department of Agriculture and are designed to help homebuyers purchase homes in rural and suburban areas. These loans offer low to no down payment options and competitive interest rates, making them an affordable choice for eligible borrowers in qualifying locations.

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Loans

Bank Statement/Non-QM Loans

At Bloom Mortgage Solutions, we go beyond traditional mortgage offerings to specialize in a range of non-QM (Non-Qualified Mortgage) loans tailored specifically to the needs of self-employed individuals, entrepreneurs, and those with diverse income streams.

Our innovative loan programs cater to borrowers who may not meet the criteria for conventional financing due to their unique income sources or complex financial circumstances.

Conventional Loans

Conventional loans are a versatile financing...

FHA Loans

FHA loans are backed by the Federal Housing Administration and...

VA Loans

VA loans are available to eligible veterans, active-duty service...

USDA Loans

USDA loans, also known as Rural Development loans, are backed...

Bank Statement/Non-QM Loans

In addition to traditional mortgage options ...

loans
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LOANS

Our Loans
Options
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These innovative loan programs include bank statement loans, 1099 loans, and more, designed for borrowers who may not qualify for conventional financing due to their unconventional income sources or complex financial situations.

Conventional loans are a versatile financing option suitable for a wide range of borrowers, from first-time homebuyers to seasoned investors. With the flexibility to put down as little as 3% for first-time homebuyers and a minimum of 5% for other borrowers, conventional loans offer accessibility and affordability. These loans are backed by government- sponsored entities such as Fannie Mae and Freddie Mac, providing added stability and confidence for both lenders and borrowers. With competitive interest rates and flexible terms, conventional loans are an attractive choice for those seeking to purchase a primary residence, a second home, or an investment property.

FHA loans are backed by the Federal Housing Administration and are designed to help first-time homebuyers and those with less-than- perfect credit qualify for a mortgage. These loans typically require a lower down payment of 3.5% and have more lenient credit and income requirements compared to conventional loans

VA loans are available to eligible veterans, active-duty service members, and their spouses, and are guaranteed by the Department of Veterans Affairs. These loans offer competitive interest rates, no down payment requirement, and flexible qualification criteria, making them an attractive option for military personnel and their families.

USDA loans, also known as Rural Development loans, are backed by the U.S. Department of Agriculture and are designed to help homebuyers purchase homes in rural and suburban areas. These loans offer low to no down payment options and competitive interest rates, making them an affordable choice for eligible borrowers in qualifying locations.

In addition to traditional mortgage options, Bloom Mortgage Solutions specializes in a variety of non-QM (Non-Qualified Mortgage) loans tailored to meet the unique needs of self-employed individuals, entrepreneurs, and those with diverse income streams.

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the best for you

Choose Bloom
Mortgage Solutions

At Bloom Mortgage Solutions, we are dedicated to being your go-to mortgage broker, providing comprehensive assistance from your initial home purchase to your investment ventures.

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Client Favorite

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WHY CHOOSE US

Why Bloom Mortgage
Solutions
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Why Bloom Mortgage Solutions

At Bloom Mortgage Solutions, we are dedicated to being your go-to mortgage broker, providing comprehensive assistance from your initial home purchase to your investment ventures.

We prioritize personalized attention to every client, ensuring that your specific financial situation and goals are understood and addressed with care.

With a diverse range of loan options including Conventional, FHA, VA, USDA, and more, we can accommodate various financial backgrounds and requirements.

We specialize in "outside of the box" financing options, perfect for clients who may face challenges with traditional financing due to being self-employed or having unconventional income sources.

Our team of experienced professionals is here to provide expert guidance and support throughout the mortgage process, making it smooth and stress-free for you.

We are committed to delivering excellence in service, ensuring that each client receives the attention, care, and expertise they deserve to achieve their homeownership or investment goals.

Whether you're a seasoned investor or exploring real estate investment opportunities for the first time, we offer tailored solutions and strategic advice to help you maximize your returns and achieve your investment goals.

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testimonials

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What our
clients say
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I had a fantastic experience with Jacy. She is incredibly knowledgeable, patient, and attentive throughout the entire mortgage process. She took the time to understand my financial situation and found the perfect loan option for me. Her communication was excellent, keeping me informed every step of the way. I highly recommend Bloom mortgage to anyone in need of a mortgage broker!

Karen Boeving

Bloom Mortgage is hands down the best mortgage broker I have ever dealt with. When multiple banks struggled to find a mortgage to fit the complexity of my situation, Jacy was able to easily find an investment loan that suited my needs. She provided many solutions when traditional banks couldn’t even offer one. Jacy works night and day, weekdays and weekends to get the job done. I would recommend her to anyone looking for a mortgage for both personal and investment needs.

Jenny Daugherty

Jacy was our savior! We had originally had another broker working on our loan and in the last week before closing dropped us!! We were beyond panicking! I found Jacy online and she got back to me immediately and same day, night and weekend worked her tail off and got us closed in record time! If not for her we would have lost our house! Now we are in sunny Florida living our best lives in our dream home! I would highly recommend her! She is quick! Always gets back to us in no time, very informative, knows her stuff, a great communicator, and really nice! I'd give 10 stars if that were an option!!!

Tiffany Ward

Jacy is very knowledgable and has many different loan programs for different clients to use. She works diligently and gets the deal done! As a realtor I always recommend her to my clients and she has also helped me with my personal home purchases as well and I had an amazing experience!

Justin Luke

I have had the pleasure of working with Jacy on multiple transactions in different states and I can tell you she’s the absolute best out there. I am a real estate agent and have several friends and colleagues in the mortgage business, with a plethora of knowledge and information. Because I’ve had so many experiences with lenders on the buyer side I can say with confidence and experience how one lender may stand out from another. Jacy goes above and beyond for her clients. Her communication and follow up is second to none, which is a rare occurrence in todays world. She always makes me feel like I’m her ONLY client when in reality I know, and see how many people she’s helping achieve home ownership and building real estate portfolios. Wether you’re looking for a primary residence, refinance, or business/investment loan, Jacy has access to every type of financing out there and will get you to your goals. Her knowledge of the mortgage and real estate industry is wide spread over personal and investment properties and is vast. When I’m looking for someone I can trust with the biggest financial decisions I’m making, she will always be my first call.

Teri Griffin

Jacy was extremely helpful when I was moving from Ohio to Florida. She answered all of my questions, got my loan funded and offered support when things were rocky or confusing with my loan She was very transparent with the things she will need for the bank. She went above and beyond. Two years later she still reaches out, sends Christmas cards and emails. She’s become a friend. Thanks for all that you do Jacy!

Jessica Garven

My sister and I purchased our first home recently, and Jacy was there to answer any question or concern we had. Jacy made she sure was available anytime and would always reply in a timely manner! Jacy was so knowledgeable and attentive and made us feel comfortable and more educated in our decisions. Everything went smoothly and she was able to get us the lowest possible interest rate. We couldn’t have asked for a better experience!

Rebekah Hunnings

I am a real estate investor and have used Bloom Mortgage Solutions, LLC to refinance several properties with DSCR loans. Jacy is great at finding solutions for unique situations. She is very knowledgeable and detail oriented, making sure I am updated throughout the entire process. She makes getting DSCR loans painless and is very professional throughout the entire process.

Katie Pepin

Jacy was an absolute pleasure to work with. My wife and I being first time home buyers, Jacy could not of made the process any easier. Will highly recommend in the future. Thank you Jacy!!!

Nicholas Gabriel

Jacy with Bloom Mortgage Solutions, LLC is the one the most passionate, dedicated and organized Mortgage Brokers I know and work with. She is on top of her loans and highly proactive which makes the mortgage loan process much smoother. Her knowledge and experience add to her skill set making her a top notch Mortgagee Professional. I highly recommend Jacy with Bloom Mortgage Solutions, LLC.

Dan Kristmann