Loans
We understand that every homebuyer has unique financial circumstances, which is why we offer a diverse range of loan options tailored to meet various needs. Whether you're a first-time buyer, a seasoned investor, or someone with less-than-perfect credit, our experienced team is dedicated to finding the right mortgage solution for you.
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Loans
Conventional loans are a versatile financing option suitable for a wide range of borrowers, from first-time homebuyers to seasoned investors. With the flexibility to put down as little as 3% for first-time homebuyers and a minimum of 5% for other borrowers, conventional loans offer accessibility and affordability. These loans are backed by government-sponsored entities such as Fannie Mae and Freddie Mac, providing added stability and confidence for both lenders and borrowers. With competitive interest rates and flexible terms, conventional loans are an attractive choice for those seeking to purchase a primary residence, a second home, or an investment property.
Loans
FHA loans are backed by the Federal Housing Administration and are designed to help first-time homebuyers and those with less-than- perfect credit qualify for a mortgage. These loans typically require a lower down payment of 3.5% and have more lenient credit and income requirements compared to conventional loans.
Loans
VA loans are available to eligible veterans, active-duty service members, and their spouses, and are guaranteed by the Department of Veterans Affairs. These loans offer competitive interest rates, no down payment requirement, and flexible qualification criteria, making them an attractive option for military personnel and their families.
Loans
USDA loans, also known as Rural Development loans, are backed by the U.S. Department of Agriculture and are designed to help homebuyers purchase homes in rural and suburban areas. These loans offer low to no down payment options and competitive interest rates, making them an affordable choice for eligible borrowers in qualifying locations.
Loans
At Bloom Mortgage Solutions, we go beyond traditional mortgage
offerings to specialize in a range of non-QM (Non-Qualified
Mortgage) loans tailored specifically to the needs of self-employed
individuals, entrepreneurs, and those with diverse income streams.
Our innovative loan programs cater to borrowers who may not meet the
criteria for conventional financing due to their unique income sources
or complex financial circumstances.
LOANS
We understand that every homebuyer has unique financial circumstances, which is why we offer a diverse range of loan options tailored to meet various needs. Whether you're a first-time buyer, a seasoned investor, or someone with less-than-perfect credit, our experienced team is dedicated to finding the right mortgage solution for you.
Conventional loans are a versatile financing option suitable for a wide range of borrowers, from first-time homebuyers to seasoned investors. With the flexibility to put down as little as 3% for first-time homebuyers and a minimum of 5% for other borrowers, conventional loans offer accessibility and affordability. These loans are backed by government- sponsored entities such as Fannie Mae and Freddie Mac, providing added stability and confidence for both lenders and borrowers. With competitive interest rates and flexible terms, conventional loans are an attractive choice for those seeking to purchase a primary residence, a second home, or an investment property.
FHA loans are backed by the Federal Housing Administration and are designed to help first-time homebuyers and those with less-than- perfect credit qualify for a mortgage. These loans typically require a lower down payment of 3.5% and have more lenient credit and income requirements compared to conventional loans
VA loans are available to eligible veterans, active-duty service members, and their spouses, and are guaranteed by the Department of Veterans Affairs. These loans offer competitive interest rates, no down payment requirement, and flexible qualification criteria, making them an attractive option for military personnel and their families.
USDA loans, also known as Rural Development loans, are backed by the U.S. Department of Agriculture and are designed to help homebuyers purchase homes in rural and suburban areas. These loans offer low to no down payment options and competitive interest rates, making them an affordable choice for eligible borrowers in qualifying locations.
In addition to traditional mortgage options, Bloom Mortgage Solutions specializes in a variety of non-QM (Non-Qualified Mortgage) loans tailored to meet the unique needs of self-employed individuals, entrepreneurs, and those with diverse income streams.
ABOUT US
In addition to traditional mortgage options, Bloom Mortgage Solutions specializes in a variety of non-QM (Non-Qualified Mortgage) loans tailored to meet the unique needs of self-employed individuals, entrepreneurs, and those with diverse income streams.
These innovative loan programs include bank statement loans, 1099 loans, and more, designed for borrowers who may not qualify for conventional financing due to their unconventional income sources or complex financial situations.
Bank statement loans allow borrowers to qualify based on their bank statements rather than traditional income documentation, making them ideal for self-employed individuals and business owners who may have fluctuating income or difficulty verifying their earnings through conventional means.
the best for you
At Bloom Mortgage Solutions, we are dedicated to being your go-to mortgage broker, providing comprehensive assistance from your initial home purchase to your investment ventures.
About Us
Similarly, 1099 loans are designed for borrowers who receive income through 1099 forms rather than traditional W-2 employment. These loans provide flexibility and opportunity for individuals with multiple streams of income or freelance work, allowing them to secure financing for their homeownership goals.
At Bloom Mortgage Solutions, we understand that every borrower's financial situation is unique, which is why we offer a diverse range of non-QM loan options to accommodate a variety of needs and circumstances. Whether you're self-employed, have multiple streams of income, or own rental properties, our experienced team is here to help you find the right financing solution to achieve your homeownership dreams.
